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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $251,528 | $85,171+195.3% | $172,752+45.6% | $72,975+244.7% |
| Participation rate | 100.0% | 70.1%+29.9pp | 82.6%+17.4pp | 69.5%+30.5pp |
| Annual return | 19.31% | 27.32%-8.0pp | 802.97%-783.7pp | 81.01%-61.7pp |
| Employer contribution / active EE | $14,441 | $3,324+334.5% | $5,144+180.7% | $2,440+491.8% |
| Participant deferral / active EE | $3,743 | $3,260+14.8% | $5,198-28.0% | $3,608+3.8% |
| Admin fee / account holder | $12,291 | $5,880+109.0% | $13,955-11.9% | $5,124+139.9% |