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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $294,163 | $73,848+298.3% | $143,799+104.6% | $68,486+329.5% |
| Participation rate | 97.1% | 66.7%+30.5pp | 80.3%+16.8pp | 67.9%+29.2pp |
| Annual return | -15.06% | 0.91%-16.0pp | -0.04%-15.0pp | -7.85%-7.2pp |
| Employer contribution / active EE | $17,221 | $3,184+440.8% | $4,952+247.7% | $2,597+563.2% |
| Participant deferral / active EE | $5,726 | $3,385+69.2% | $5,638+1.5% | $4,028+42.2% |
| Admin fee / account holder | $18,167 | $5,755+215.7% | $14,677+23.8% | $5,404+236.2% |