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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $329,721 | $77,908+323.2% | $149,696+120.3% | $75,173+338.6% |
| Participation rate | 96.9% | 65.6%+31.3pp | 78.8%+18.1pp | 67.2%+29.7pp |
| Annual return | 14.91% | 31.73%-16.8pp | 134.46%-119.6pp | 160.72%-145.8pp |
| Employer contribution / active EE | $21,675 | $3,138+590.8% | $4,821+349.6% | $2,671+711.5% |
| Participant deferral / active EE | $5,489 | $3,411+60.9% | $5,682-3.4% | $4,126+33.0% |
| Admin fee / account holder | $28,877 | $5,950+385.4% | $13,212+118.6% | $5,651+411.0% |