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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $455,750 | $76,000+499.7% | $154,111+195.7% | $64,186+610.0% |
| Participation rate | 82.1% | 70.4%+11.7pp | 83.0%-0.9pp | 69.6%+12.6pp |
| Annual return | -3.08% | 30.32%-33.4pp | 735.15%-738.2pp | 7.63%-10.7pp |
| Employer contribution / active EE | $26,585 | $3,351+693.4% | $5,298+401.8% | $2,381+1016.6% |
| Participant deferral / active EE | $15,125 | $3,175+376.4% | $5,081+197.7% | $3,470+335.9% |
| Admin fee / account holder | $632 | $5,596-88.7% | $13,411-95.3% | $4,888-87.1% |