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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $420,022 | $84,236+398.6% | $170,435+146.4% | $70,126+499.0% |
| Participation rate | 82.1% | 70.8%+11.3pp | 83.6%-1.5pp | 69.5%+12.6pp |
| Annual return | 9.50% | 23.06%-13.6pp | 205.94%-196.4pp | 73.15%-63.7pp |
| Employer contribution / active EE | $25,167 | $3,387+643.0% | $5,432+363.3% | $2,343+974.4% |
| Participant deferral / active EE | $14,801 | $3,086+379.6% | $4,939+199.6% | $3,332+344.2% |
| Admin fee / account holder | $1,164 | $5,698-79.6% | $13,881-91.6% | $4,645-74.9% |