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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $341,006 | $77,638+339.2% | $156,551+117.8% | $62,881+442.3% |
| Participation rate | 82.1% | 71.2%+10.9pp | 84.0%-1.9pp | 69.3%+12.8pp |
| Annual return | 29.65% | 50.33%-20.7pp | 32.23%-2.6pp | 20.14%+9.5pp |
| Employer contribution / active EE | $25,715 | $3,444+646.7% | $5,501+367.4% | $2,281+1027.4% |
| Participant deferral / active EE | $14,404 | $3,046+373.0% | $4,871+195.7% | $3,203+349.7% |
| Admin fee / account holder | $480 | $5,561-91.4% | $13,028-96.3% | $4,296-88.8% |