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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $595,076 | $85,171+598.7% | $172,753+244.5% | $72,976+715.4% |
| Participation rate | 84.0% | 70.1%+13.9pp | 82.6%+1.4pp | 69.5%+14.5pp |
| Annual return | 13.86% | 27.32%-13.5pp | 803.00%-789.1pp | 81.02%-67.2pp |
| Employer contribution / active EE | $17,797 | $3,324+435.4% | $5,144+246.0% | $2,440+629.4% |
| Participant deferral / active EE | $11,983 | $3,260+267.6% | $5,198+130.5% | $3,608+232.1% |
| Admin fee / account holder | $5,716 | $5,880-2.8% | $13,956-59.0% | $5,124+11.5% |