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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,964 | $89,259-0.3% | $107,187-17.0% | $82,637+7.7% |
| Participation rate | 100.0% | 67.9%+32.1pp | 75.0%+25.0pp | 68.1%+31.9pp |
| Annual return | 5.00% | 21.02%-16.0pp | 204.55%-199.5pp | 53.51%-48.5pp |
| Employer contribution / active EE | $850 | $3,080-72.4% | $3,782-77.5% | $2,552-66.7% |
| Participant deferral / active EE | $3,857 | $4,037-4.5% | $5,096-24.3% | $4,126-6.5% |
| Admin fee / account holder | $1,752 | $7,381-76.3% | $9,162-80.9% | $7,339-76.1% |