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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,558 | $57,352+24.8% | $83,831-14.6% | $64,173+11.5% |
| Participation rate | 93.5% | 68.6%+24.9pp | 76.1%+17.3pp | 69.6%+23.9pp |
| Annual return | 17.27% | 11.38%+5.9pp | 850.99%-833.7pp | 7.63%+9.6pp |
| Employer contribution / active EE | $2,728 | $2,546+7.2% | $3,631-24.9% | $2,381+14.6% |
| Participant deferral / active EE | $2,136 | $2,993-28.6% | $4,082-47.7% | $3,470-38.4% |
| Admin fee / account holder | $4,878 | $4,046+20.6% | $5,479-11.0% | $4,887-0.2% |