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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,733 | $65,364+8.2% | $92,909-23.9% | $72,975-3.1% |
| Participation rate | 92.0% | 68.3%+23.7pp | 76.0%+16.0pp | 69.5%+22.5pp |
| Annual return | 2.32% | 42.11%-39.8pp | 109.44%-107.1pp | 81.01%-78.7pp |
| Employer contribution / active EE | $3,370 | $2,594+29.9% | $3,653-7.7% | $2,440+38.1% |
| Participant deferral / active EE | $2,358 | $3,128-24.6% | $4,238-44.4% | $3,608-34.6% |
| Admin fee / account holder | $401 | $4,251-90.6% | $5,795-93.1% | $5,124-92.2% |