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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,497 | $72,269-3.8% | $101,271-31.4% | $79,852-13.0% |
| Participation rate | 97.7% | 68.5%+29.2pp | 75.8%+21.9pp | 69.6%+28.0pp |
| Annual return | -5.21% | 22.29%-27.5pp | 46.48%-51.7pp | 31.72%-36.9pp |
| Employer contribution / active EE | $1,325 | $2,692-50.8% | $3,660-63.8% | $2,471-46.4% |
| Participant deferral / active EE | $3,700 | $3,282+12.7% | $4,371-15.3% | $3,740-1.1% |
| Admin fee / account holder | $1,950 | $4,401-55.7% | $5,948-67.2% | $5,306-63.2% |