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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $165,138 | $198,457-16.8% | $170,435-3.1% | $147,586+11.9% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 16.30% | 257.30%-241.0pp | 205.94%-189.6pp | 578.59%-562.3pp |
| Employer contribution / active EE | $3,115 | $6,183-49.6% | $5,432-42.7% | $4,876-36.1% |
| Participant deferral / active EE | $5,052 | $5,629-10.2% | $4,939+2.3% | $5,439-7.1% |
| Admin fee / account holder | $1,575 | $16,852-90.7% | $13,881-88.7% | $10,886-85.5% |