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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $294,214 | $175,259+67.9% | $149,723+96.5% | $139,487+110.9% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 4.81% | 166.82%-162.0pp | 134.50%-129.7pp | 373.84%-369.0pp |
| Employer contribution / active EE | $9,695 | $5,478+77.0% | $4,821+101.1% | $4,755+103.9% |
| Participant deferral / active EE | $7,089 | $6,522+8.7% | $5,682+24.7% | $6,713+5.6% |
| Admin fee / account holder | $865 | $16,158-94.6% | $13,215-93.5% | $11,407-92.4% |