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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $265,934 | $217,432+22.3% | $185,851+43.1% | $167,553+58.7% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 9.47% | 148.43%-139.0pp | 122.11%-112.6pp | 478.89%-469.4pp |
| Employer contribution / active EE | $7,182 | $5,874+22.3% | $5,168+39.0% | $4,840+48.4% |
| Participant deferral / active EE | $4,637 | $6,357-27.1% | $5,569-16.7% | $6,343-26.9% |
| Admin fee / account holder | $5,617 | $19,820-71.7% | $16,245-65.4% | $12,316-54.4% |