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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $232,757 | $202,342+15.0% | $172,753+34.7% | $152,909+52.2% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 18.71% | 1029.88%-1011.2pp | 803.00%-784.3pp | 345.46%-326.8pp |
| Employer contribution / active EE | $1,747 | $5,857-70.2% | $5,144-66.0% | $4,764-63.3% |
| Participant deferral / active EE | $5,788 | $5,948-2.7% | $5,198+11.4% | $5,851-1.1% |
| Admin fee / account holder | $2,532 | $17,112-85.2% | $13,956-81.9% | $11,601-78.2% |