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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $189,525 | $125,237+51.3% | $105,608+79.5% | $145,877+29.9% |
| Participation rate | 92.9% | 77.7%+15.2pp | 75.3%+17.6pp | 80.3%+12.6pp |
| Annual return | 15.93% | 225.76%-209.8pp | 116.50%-100.6pp | 551.28%-535.4pp |
| Employer contribution / active EE | $0 | $3,720-100.0% | $3,167-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $11,754 | $5,711+105.8% | $5,010+134.6% | $6,691+75.7% |
| Admin fee / account holder | $357 | $17,287-97.9% | $11,028-96.8% | $13,402-97.3% |