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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $165,410 | $118,496+39.6% | $98,461+68.0% | $139,466+18.6% |
| Participation rate | 85.7% | 77.5%+8.3pp | 75.2%+10.5pp | 80.3%+5.4pp |
| Annual return | 13.65% | 18.96%-5.3pp | 21.17%-7.5pp | 373.66%-360.0pp |
| Employer contribution / active EE | $0 | $3,611-100.0% | $3,049-100.0% | $4,754-100.0% |
| Participant deferral / active EE | $8,474 | $5,393+57.1% | $4,738+78.8% | $6,712+26.3% |
| Admin fee / account holder | $7,629 | $14,056-45.7% | $8,961-14.9% | $11,409-33.1% |