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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,056 | $127,790+17.4% | $106,555+40.8% | $167,536-10.4% |
| Participation rate | 100.0% | 78.3%+21.7pp | 76.1%+23.9pp | 82.1%+17.9pp |
| Annual return | 13.89% | 33.88%-20.0pp | 26.80%-12.9pp | 478.82%-464.9pp |
| Employer contribution / active EE | $0 | $3,428-100.0% | $2,819-100.0% | $4,839-100.0% |
| Participant deferral / active EE | $7,334 | $5,088+44.1% | $4,399+66.7% | $6,342+15.6% |
| Admin fee / account holder | $3,642 | $11,229-67.6% | $7,408-50.8% | $12,315-70.4% |