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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,746 | $116,203+9.9% | $93,621+36.5% | $152,909-16.5% |
| Participation rate | 84.6% | 78.1%+6.6pp | 75.8%+8.8pp | 82.5%+2.2pp |
| Annual return | 24.31% | 35.96%-11.7pp | 32.76%-8.5pp | 345.46%-321.2pp |
| Employer contribution / active EE | $0 | $3,219-100.0% | $2,719-100.0% | $4,764-100.0% |
| Participant deferral / active EE | $8,283 | $4,605+79.9% | $4,070+103.5% | $5,851+41.6% |
| Admin fee / account holder | $874 | $10,751-91.9% | $7,890-88.9% | $11,601-92.5% |