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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,742 | $124,330+26.1% | $109,173+43.6% | $167,536-6.4% |
| Participation rate | 100.0% | 79.5%+20.5pp | 75.9%+24.1pp | 82.1%+17.9pp |
| Annual return | 20.38% | 26.04%-5.7pp | 25.75%-5.4pp | 478.82%-458.4pp |
| Employer contribution / active EE | $4,371 | $4,209+3.8% | $3,723+17.4% | $4,839-9.7% |
| Participant deferral / active EE | $10,529 | $5,256+100.3% | $4,654+126.3% | $6,342+66.0% |
| Admin fee / account holder | $1,343 | $7,974-83.2% | $6,755-80.1% | $12,315-89.1% |