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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $200,304 | $110,337+81.5% | $102,383+95.6% | $145,877+37.3% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 11.54% | 24.83%-13.3pp | 24.94%-13.4pp | 551.28%-539.7pp |
| Employer contribution / active EE | $5,257 | $4,216+24.7% | $3,870+35.8% | $4,663+12.7% |
| Participant deferral / active EE | $11,596 | $5,621+106.3% | $5,060+129.2% | $6,691+73.3% |
| Admin fee / account holder | $4,390 | $9,750-55.0% | $8,391-47.7% | $13,402-67.2% |