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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,498 | $107,363-10.1% | $92,909+3.9% | $152,897-36.9% |
| Participation rate | 93.8% | 79.8%+14.0pp | 76.0%+17.7pp | 82.5%+11.3pp |
| Annual return | 23.17% | 145.63%-122.5pp | 109.44%-86.3pp | 345.43%-322.3pp |
| Employer contribution / active EE | $2,866 | $4,222-32.1% | $3,653-21.6% | $4,764-39.8% |
| Participant deferral / active EE | $5,750 | $4,848+18.6% | $4,238+35.7% | $5,851-1.7% |
| Admin fee / account holder | $4,052 | $7,082-42.8% | $5,795-30.1% | $11,599-65.1% |