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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,908 | $99,345+8.6% | $84,753+27.3% | $273,972-60.6% |
| Participation rate | 64.3% | 80.7%-16.4pp | 76.6%-12.3pp | 83.0%-18.7pp |
| Annual return | 9.73% | 22.93%-13.2pp | 22.78%-13.1pp | 41.46%-31.7pp |
| Employer contribution / active EE | $2,114 | $4,214-49.8% | $3,574-40.9% | $4,869-56.6% |
| Participant deferral / active EE | $4,412 | $4,270+3.3% | $3,712+18.9% | $5,287-16.5% |
| Admin fee / account holder | $143 | $6,645-97.8% | $5,333-97.3% | $10,133-98.6% |