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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,525 | $227,597-73.8% | $189,575-68.6% | $167,536-64.5% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.4%+21.6pp | 82.1%+17.9pp |
| Annual return | 22.87% | 78.44%-55.6pp | 64.19%-41.3pp | 478.82%-455.9pp |
| Employer contribution / active EE | $9,564 | $5,316+79.9% | $4,412+116.8% | $4,839+97.6% |
| Participant deferral / active EE | $6,093 | $7,002-13.0% | $6,174-1.3% | $6,342-3.9% |
| Admin fee / account holder | $1,184 | $11,877-90.0% | $9,806-87.9% | $12,315-90.4% |