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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,129 | $202,440-57.5% | $169,390-49.2% | $139,466-38.2% |
| Participation rate | 100.0% | 81.1%+18.9pp | 77.2%+22.8pp | 80.3%+19.7pp |
| Annual return | 21.12% | 532.36%-511.2pp | 406.07%-384.9pp | 373.66%-352.5pp |
| Employer contribution / active EE | $12,015 | $4,693+156.0% | $4,013+199.4% | $4,754+152.7% |
| Participant deferral / active EE | $8,546 | $6,940+23.1% | $6,222+37.3% | $6,712+27.3% |
| Admin fee / account holder | $535 | $10,722-95.0% | $9,015-94.1% | $11,409-95.3% |