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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,798 | $228,352-79.1% | $185,827-74.3% | $158,950-69.9% |
| Participation rate | 92.3% | 82.3%+10.0pp | 78.0%+14.3pp | 82.0%+10.3pp |
| Annual return | 18.31% | 40.81%-22.5pp | 35.96%-17.6pp | 302.91%-284.6pp |
| Employer contribution / active EE | $11,575 | $4,967+133.1% | $4,087+183.2% | $4,762+143.1% |
| Participant deferral / active EE | $5,791 | $6,416-9.7% | $5,633+2.8% | $5,983-3.2% |
| Admin fee / account holder | $1,289 | $11,867-89.1% | $9,502-86.4% | $11,248-88.5% |