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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13 | $211,239-100.0% | $178,528-100.0% | $145,877-100.0% |
| Participation rate | 100.0% | 80.8%+19.2pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | -109.75% | 30.22%-140.0pp | 27.11%-136.9pp | 551.28%-661.0pp |
| Employer contribution / active EE | $9,865 | $4,570+115.9% | $3,950+149.7% | $4,663+111.6% |
| Participant deferral / active EE | $6,394 | $6,963-8.2% | $6,278+1.8% | $6,691-4.4% |
| Admin fee / account holder | $2,156 | $12,095-82.2% | $10,419-79.3% | $13,402-83.9% |