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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,434 | $124,330-75.5% | $109,173-72.1% | $167,536-81.8% |
| Participation rate | 65.2% | 79.5%-14.2pp | 75.9%-10.7pp | 82.1%-16.9pp |
| Annual return | 9.74% | 26.04%-16.3pp | 25.75%-16.0pp | 478.82%-469.1pp |
| Employer contribution / active EE | $2,645 | $4,209-37.2% | $3,723-29.0% | $4,839-45.4% |
| Participant deferral / active EE | $4,636 | $5,256-11.8% | $4,654-0.4% | $6,342-26.9% |
| Admin fee / account holder | $1,544 | $7,974-80.6% | $6,755-77.1% | $12,315-87.5% |