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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,774 | $110,337-31.3% | $102,383-26.0% | $145,877-48.1% |
| Participation rate | 68.8% | 77.9%-9.2pp | 74.5%-5.8pp | 80.3%-11.6pp |
| Annual return | 11.07% | 24.83%-13.8pp | 24.94%-13.9pp | 551.28%-540.2pp |
| Employer contribution / active EE | $3,338 | $4,216-20.8% | $3,870-13.8% | $4,663-28.4% |
| Participant deferral / active EE | $5,735 | $5,621+2.0% | $5,060+13.4% | $6,691-14.3% |
| Admin fee / account holder | $1,692 | $9,750-82.6% | $8,391-79.8% | $13,402-87.4% |