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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,251 | $115,814-78.2% | $101,275-75.1% | $158,982-84.1% |
| Participation rate | 57.1% | 79.4%-22.2pp | 75.8%-18.7pp | 82.0%-24.8pp |
| Annual return | 9.05% | 56.16%-47.1pp | 46.48%-37.4pp | 302.99%-293.9pp |
| Employer contribution / active EE | $1,200 | $4,176-71.3% | $3,660-67.2% | $4,763-74.8% |
| Participant deferral / active EE | $2,305 | $4,958-53.5% | $4,371-47.3% | $5,983-61.5% |
| Admin fee / account holder | $2,092 | $7,249-71.1% | $5,948-64.8% | $11,252-81.4% |