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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,696 | $106,247-47.6% | $96,515-42.3% | $139,466-60.1% |
| Participation rate | 68.8% | 77.8%-9.1pp | 74.3%-5.6pp | 80.3%-11.6pp |
| Annual return | 13.69% | 38.47%-24.8pp | 35.73%-22.0pp | 373.66%-360.0pp |
| Employer contribution / active EE | $3,324 | $4,106-19.1% | $3,740-11.1% | $4,754-30.1% |
| Participant deferral / active EE | $5,799 | $5,456+6.3% | $4,880+18.8% | $6,712-13.6% |
| Admin fee / account holder | $5,745 | $7,885-27.1% | $6,735-14.7% | $11,409-49.6% |