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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,338 | $168,635-82.6% | $147,617-80.1% | $125,389-76.6% |
| Participation rate | 72.2% | 88.8%-16.5pp | 84.6%-12.4pp | 83.2%-11.0pp |
| Annual return | 86.47% | 77.65%+8.8pp | 61.98%+24.5pp | 282.24%-195.8pp |
| Employer contribution / active EE | $5,553 | $6,252-11.2% | $5,564-0.2% | $4,866+14.1% |
| Participant deferral / active EE | $4,591 | $5,507-16.6% | $4,895-6.2% | $5,352-14.2% |
| Admin fee / account holder | $1,092 | $13,580-92.0% | $11,612-90.6% | $9,541-88.6% |