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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Retirees and beneficiaries make up 25% or more of total participants - indicates an ageing workforce or a frozen plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,538 | $84,236-63.7% | $170,435-82.1% | $70,126-56.5% |
| Participation rate | 73.1% | 70.8%+2.2pp | 83.6%-10.5pp | 69.5%+3.5pp |
| Annual return | 19.52% | 23.06%-3.5pp | 205.94%-186.4pp | 73.15%-53.6pp |
| Employer contribution / active EE | $2,084 | $3,387-38.5% | $5,432-61.6% | $2,343-11.0% |
| Participant deferral / active EE | $3,820 | $3,086+23.8% | $4,939-22.7% | $3,332+14.7% |
| Admin fee / account holder | $832 | $5,698-85.4% | $13,881-94.0% | $4,645-82.1% |