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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,179 | $95,406-72.6% | $185,849-85.9% | $85,847-69.5% |
| Participation rate | 70.1% | 68.8%+1.4pp | 81.7%-11.6pp | 69.3%+0.8pp |
| Annual return | 18.15% | 23.59%-5.4pp | 122.10%-103.9pp | 318.61%-300.5pp |
| Employer contribution / active EE | $936 | $3,314-71.8% | $5,169-81.9% | $2,565-63.5% |
| Participant deferral / active EE | $1,554 | $3,424-54.6% | $5,569-72.1% | $3,952-60.7% |
| Admin fee / account holder | $381 | $7,214-94.7% | $16,244-97.7% | $6,261-93.9% |