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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,367 | $75,962-64.0% | $154,108-82.2% | $64,173-57.4% |
| Participation rate | 76.0% | 70.4%+5.6pp | 83.0%-7.0pp | 69.6%+6.4pp |
| Annual return | -8.54% | 30.32%-38.9pp | 735.21%-743.7pp | 7.63%-16.2pp |
| Employer contribution / active EE | $2,747 | $3,350-18.0% | $5,298-48.1% | $2,381+15.4% |
| Participant deferral / active EE | $3,823 | $3,175+20.4% | $5,081-24.8% | $3,470+10.2% |
| Admin fee / account holder | $583 | $5,589-89.6% | $13,411-95.7% | $4,887-88.1% |