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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,597 | $90,745-81.7% | $130,231-87.3% | $75,173-77.9% |
| Participation rate | 84.2% | 71.1%+13.2pp | 76.3%+7.9pp | 67.2%+17.0pp |
| Annual return | 19.98% | 34.45%-14.5pp | 38.86%-18.9pp | 160.72%-140.7pp |
| Employer contribution / active EE | $1,155 | $3,314-65.1% | $4,126-72.0% | $2,671-56.7% |
| Participant deferral / active EE | $2,606 | $5,362-51.4% | $6,799-61.7% | $4,126-36.9% |
| Admin fee / account holder | $544 | $6,331-91.4% | $6,020-91.0% | $5,651-90.4% |