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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,439 | $76,401-91.6% | $106,387-93.9% | $64,173-90.0% |
| Participation rate | 71.4% | 73.5%-2.1pp | 77.5%-6.0pp | 69.6%+1.9pp |
| Annual return | -9.67% | -2.19%-7.5pp | 0.25%-9.9pp | 7.63%-17.3pp |
| Employer contribution / active EE | $959 | $2,680-64.2% | $3,520-72.7% | $2,381-59.7% |
| Participant deferral / active EE | $1,887 | $4,274-55.8% | $5,421-65.2% | $3,470-45.6% |
| Admin fee / account holder | $411 | $4,610-91.1% | $7,510-94.5% | $4,887-91.6% |