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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,992 | $83,427-83.2% | $115,756-87.9% | $68,490-79.6% |
| Participation rate | 81.3% | 71.9%+9.3pp | 77.1%+4.2pp | 67.9%+13.4pp |
| Annual return | -18.35% | -10.95%-7.4pp | 143.14%-161.5pp | -7.85%-10.5pp |
| Employer contribution / active EE | $1,167 | $3,075-62.1% | $3,793-69.2% | $2,597-55.1% |
| Participant deferral / active EE | $2,270 | $5,355-57.6% | $6,254-63.7% | $4,028-43.7% |
| Admin fee / account holder | $2,268 | $5,708-60.3% | $8,124-72.1% | $5,403-58.0% |