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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,041 | $91,019-92.3% | $392,568-98.2% | $72,976-90.4% |
| Participation rate | 73.3% | 74.4%-1.0pp | 78.1%-4.7pp | 69.5%+3.8pp |
| Annual return | 18.73% | 20.00%-1.3pp | 24.42%-5.7pp | 81.02%-62.3pp |
| Employer contribution / active EE | $1,203 | $2,751-56.3% | $3,783-68.2% | $2,440-50.7% |
| Participant deferral / active EE | $2,504 | $4,570-45.2% | $5,985-58.2% | $3,608-30.6% |
| Admin fee / account holder | $2,583 | $4,895-47.2% | $6,260-58.7% | $5,124-49.6% |