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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,675 | $102,065-85.6% | $453,569-96.8% | $85,847-82.9% |
| Participation rate | 84.4% | 72.4%+12.0pp | 78.0%+6.4pp | 69.3%+15.1pp |
| Annual return | 14.48% | 25.44%-11.0pp | 64.43%-50.0pp | 318.61%-304.1pp |
| Employer contribution / active EE | $1,374 | $2,852-51.8% | $4,072-66.3% | $2,565-46.4% |
| Participant deferral / active EE | $2,503 | $4,789-47.7% | $6,211-59.7% | $3,952-36.7% |
| Admin fee / account holder | $1,382 | $5,717-75.8% | $11,214-87.7% | $6,261-77.9% |