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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,944 | $99,971-82.1% | $161,596-88.9% | $94,015-80.9% |
| Participation rate | 93.9% | 78.7%+15.2pp | 80.7%+13.2pp | 70.8%+23.1pp |
| Annual return | 20.90% | 15.93%+5.0pp | 389.92%-369.0pp | 17.84%+3.1pp |
| Employer contribution / active EE | $1,470 | $3,559-58.7% | $3,977-63.0% | $2,790-47.3% |
| Participant deferral / active EE | $2,701 | $6,320-57.3% | $6,750-60.0% | $4,249-36.4% |
| Admin fee / account holder | $606 | $6,999-91.3% | $13,161-95.4% | $8,951-93.2% |