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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,944 | $98,652-81.8% | $142,942-87.4% | $82,448-78.2% |
| Participation rate | 93.9% | 72.8%+21.1pp | 76.8%+17.0pp | 68.1%+25.8pp |
| Annual return | 20.90% | 22.65%-1.8pp | 113.70%-92.8pp | 41.64%-20.7pp |
| Employer contribution / active EE | $1,470 | $3,211-54.2% | $4,139-64.5% | $2,551-42.4% |
| Participant deferral / active EE | $2,701 | $5,580-51.6% | $7,128-62.1% | $4,139-34.7% |
| Admin fee / account holder | $606 | $8,078-92.5% | $12,475-95.1% | $7,234-91.6% |