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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,114 | $88,137+12.5% | $164,975-39.9% | $74,429+33.2% |
| Participation rate | 67.0% | 73.1%-6.2pp | 78.6%-11.7pp | 67.2%-0.3pp |
| Annual return | 17.67% | 17.13%+0.5pp | 70.12%-52.5pp | 1368.38%-1350.7pp |
| Employer contribution / active EE | $2,937 | $2,597+13.1% | $4,343-32.4% | $2,625+11.9% |
| Participant deferral / active EE | $6,096 | $4,501+35.4% | $6,033+1.0% | $4,348+40.2% |
| Admin fee / account holder | $9,340 | $2,231+318.6% | $12,688-26.4% | $1,944+380.4% |