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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,114 | $88,087+12.5% | $164,866-39.9% | $74,546+33.0% |
| Participation rate | 67.0% | 73.1%-6.1pp | 78.6%-11.6pp | 67.2%-0.2pp |
| Annual return | 17.67% | 17.27%+0.4pp | 69.97%-52.3pp | 1366.03%-1348.4pp |
| Employer contribution / active EE | $2,937 | $2,595+13.2% | $4,343-32.4% | $2,624+11.9% |
| Participant deferral / active EE | $6,096 | $4,499+35.5% | $6,033+1.0% | $4,347+40.2% |
| Admin fee / account holder | $9,340 | $2,232+318.5% | $12,689-26.4% | $1,944+380.6% |