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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,941 | $69,977+2.8% | $108,582-33.7% | $62,881+14.4% |
| Participation rate | 61.8% | 72.9%-11.1pp | 79.6%-17.8pp | 69.3%-7.5pp |
| Annual return | 10.73% | 10.73%0pp | -51.70%+62.4pp | 20.14%-9.4pp |
| Employer contribution / active EE | $2,223 | $2,135+4.1% | $3,758-40.9% | $2,281-2.5% |
| Participant deferral / active EE | $4,011 | $3,165+26.7% | $4,311-7.0% | $3,203+25.2% |
| Admin fee / account holder | $3,217 | $5,076-36.6% | $7,645-57.9% | $4,296-25.1% |