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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,183 | $65,703-11.4% | $94,228-38.3% | $59,633-2.4% |
| Participation rate | 68.0% | 72.1%-4.1pp | 78.8%-10.8pp | 68.7%-0.7pp |
| Annual return | 4.25% | 5.22%-1.0pp | 10.68%-6.4pp | 2041.40%-2037.1pp |
| Employer contribution / active EE | $2,776 | $2,021+37.4% | $3,587-22.6% | $2,203+26.0% |
| Participant deferral / active EE | $5,139 | $3,143+63.5% | $4,320+18.9% | $3,192+61.0% |
| Admin fee / account holder | $7,141 | $4,264+67.5% | $6,269+13.9% | $4,297+66.2% |