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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,662 | $91,559+9.9% | $133,959-24.9% | $79,858+26.1% |
| Participation rate | 55.6% | 73.3%-17.8pp | 79.8%-24.3pp | 69.6%-14.1pp |
| Annual return | 14.15% | 61.85%-47.7pp | 45.09%-30.9pp | 31.72%-17.6pp |
| Employer contribution / active EE | $2,260 | $2,384-5.2% | $3,919-42.3% | $2,471-8.6% |
| Participant deferral / active EE | $4,502 | $3,734+20.6% | $5,047-10.8% | $3,740+20.4% |
| Admin fee / account holder | $4,233 | $6,321-33.0% | $8,928-52.6% | $5,306-20.2% |