| Provider | Service type | Compensation |
|---|---|---|
Filed as: FINANCIAL ENGINE Service code 26 1804 EMBARCADERO ROAD · PALO ALTO, CA 94303 | Advisory (Participants) | $1,343,384 |
Service code 12 · EIN 13-3689044 | Recordkeeping and information managem... | $825,267 |
NATIONAL FINANCIAL SERVICES3 years Service code 33 · EIN 04-3523567 | Securities brokerage; Securities brok... | $0 |
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $215,805 | $95,048+127.0% | $141,200+52.8% | $82,204+162.5% |
| Participation rate | 97.7% | 73.7%+24.0pp | 82.5%+15.2pp | 73.4%+24.3pp |
| Annual return | 18.48% | 26.89%-8.4pp | 71.41%-52.9pp | 26.31%-7.8pp |
| Employer contribution / active EE | $5,107 | $2,921+74.8% | $4,736+7.8% | $2,707+88.6% |
| Participant deferral / active EE | $9,162 | $5,907+55.1% | $6,710+36.5% | $4,246+115.8% |
| Admin fee / account holder | $175 | $78+124.9% | $10,265-98.3% | $76+131.1% |