| Provider | Service type | Compensation |
|---|---|---|
FINANCIAL ENGINES2+ years Service code 26 1804 EMBARCADERO ROAD · PALO ALTO, CA 94303 | Advisory (Participants) | $1,081,291 |
MERCER2+ years Filed as: MERCER HR SERVICES, LLC Service code 15 INVESTORS WAY · NORWOOD, MA 020621584 | Recordkeeping | $756,983 |
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $204,906 | $86,372+137.2% | $123,894+65.4% | $65,292+213.8% |
| Participation rate | 97.1% | 76.9%+20.1pp | 81.4%+15.6pp | 72.4%+24.6pp |
| Annual return | 5.80% | 11.27%-5.5pp | 47.52%-41.7pp | 11.84%-6.0pp |
| Employer contribution / active EE | $3,641 | $2,838+28.3% | $4,617-21.1% | $2,302+58.2% |
| Participant deferral / active EE | $8,299 | $5,625+47.5% | $5,984+38.7% | $3,579+131.9% |
| Admin fee / account holder | $133 | $53+152.0% | $8,357-98.4% | $57+132.1% |