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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,560 | $169,361-12.9% | $129,397+14.0% | $145,877+1.2% |
| Participation rate | 28.6% | 76.5%-47.9pp | 69.6%-41.0pp | 80.3%-51.7pp |
| Annual return | 10.30% | 14395.54%-14385.2pp | 9453.98%-9443.7pp | 551.28%-541.0pp |
| Employer contribution / active EE | $811 | $5,542-85.4% | $4,154-80.5% | $4,663-82.6% |
| Participant deferral / active EE | $2,640 | $4,987-47.1% | $4,167-36.7% | $6,691-60.5% |
| Admin fee / account holder | $745 | $9,903-92.5% | $7,679-90.3% | $13,402-94.4% |