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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,195 | $176,688-73.9% | $130,660-64.6% | $152,897-69.8% |
| Participation rate | 40.0% | 79.0%-39.0pp | 71.7%-31.7pp | 82.5%-42.5pp |
| Annual return | 22.22% | 2693.08%-2670.9pp | 1709.29%-1687.1pp | 345.43%-323.2pp |
| Employer contribution / active EE | $1,215 | $5,743-78.9% | $4,092-70.3% | $4,764-74.5% |
| Participant deferral / active EE | $4,122 | $4,362-5.5% | $3,603+14.4% | $5,851-29.6% |
| Admin fee / account holder | $20 | $7,131-99.7% | $5,463-99.6% | $11,599-99.8% |