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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,519 | $158,852-80.8% | $121,220-74.8% | $135,380-77.5% |
| Participation rate | 66.7% | 79.3%-12.6pp | 71.8%-5.1pp | 82.6%-16.0pp |
| Annual return | -6.55% | -0.64%-5.9pp | 16.94%-23.5pp | 519.81%-526.4pp |
| Employer contribution / active EE | $1,912 | $5,666-66.2% | $4,023-52.5% | $4,779-60.0% |
| Participant deferral / active EE | $7,912 | $4,006+97.5% | $3,345+136.5% | $5,609+41.1% |
| Admin fee / account holder | $2,265 | $6,515-65.2% | $5,021-54.9% | $10,828-79.1% |